What is an Operating Lease?

An Operating Lease is a very basic form of leasing, you pay fixed monthly Rentals based on the Initial Rental, mileage and residual value over a period of 12 to 60 months.

Key points of an Operating Lease

  • Contract lengths range from 12 to 60 months
  • Allows for accurate budgeting over the term of the lease
  • For some VAT registered businesses, 100% of the VAT in the Rentals is reclaimable for vans and 50% for cars
  • Vehicle is delivered to you and collected from you when you hand it back
  • Appears off Balance Sheet

Things to consider about an Operating Lease

  • You will never own the vehicle
  • Road Fund Licence is supplied only for the first year
  • You will be charged if you return the vehicle damaged (in accordance with BVRLA "Fair Wear & Tear" Standards) or over mileage